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Check your borrowing capacity and choose the best offer.

We work with experienced mortgage advisors who help you assess your borrowing capacity, choose the right bank and navigate the entire application process, with no hidden costs.

WHY US

Why clients trust us.

01

Comparison across many banks

We are not tied to a single bank. We compare offers from many institutions and select the one most favourable for your situation.

02

Preliminary capacity assessment

Even before you submit an application, we check the amount you can count on and which terms are realistic for you.

03

Support throughout the process

We help you gather documents, complete applications and communicate with the bank, right up to the disbursement of the loan.

We guide you through every step: calmly, transparently, all the way to closing.

Sokolovska Estate · Boutique Real Estate

/ STEP BY STEP

How does the process work?

  1. 01

    Situation analysis

    We gather data on your income, liabilities and goals. We assess your borrowing capacity.

  2. 02

    Comparison of offers

    We analyse the offers of available banks and present a ranking of the most favourable solutions.

  3. 03

    Application submission

    We help you gather the documents and correctly submit the loan application at the chosen bank.

  4. 04

    Communication with the bank

    We coordinate contact with the bank, answer the analysts’ questions and track the status of the application.

  5. 05

    Loan disbursement

    We assist with signing the loan agreement and coordinate the disbursement of funds.

FAQ

How much does the mortgage advisory service cost?
Mortgage advisory is free of charge for the client: the advisor is paid by the bank once the loan is disbursed. There are no hidden fees.
Can you help a foreigner obtain a mortgage in Poland?
Yes, although the requirements vary depending on your residence status and income source. We know banks with favourable offers for foreigners working in Poland.
How quickly can a credit decision be obtained?
A preliminary decision usually arrives within 2–5 business days. The full process from application to disbursement typically takes 3–6 weeks, depending on the bank and the completeness of the documents.
★★★★★
I wasn’t sure whether I could get a mortgage as a foreigner in Poland. The agency connected me with the right advisor, who understood my case. A credit decision in 4 days, and I bought the apartment a month later.
Andrii M. Mortgage, Warsaw

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